As the year 2023 draws to a close, it’s crucial to remember that your dental benefits are ticking away, too. At Fine Art Dentistry, we understand that dental health is essential to your overall well-being. That’s why we’ve created this blog to remind you about your dental plan and show you how to use your dental benefits in Matthews, NC before they reset so you can save money while keeping your smile healthy.
Understanding Your Dental Insurance Plan
A dental plan is a type of health insurance policy that covers a portion of your yearly dental care costs, typically from January 1st to December 31st. If you don’t utilize your dental plan’s benefits before year-end, you lose them when they reset.
Remember, you pay monthly premiums and deductibles to keep this insurance; not using your plan means wasting money and potential dental coverage. That is why our dentists in Matthews, Dr. Harish Patel, D.M.D., and Dr. Stacey Alston, D.D.S., are reminding and encouraging you to fully use your allotted benefits before they expire.
Most dental insurance plans have an annual maximum, which is the highest amount your plan will pay for your dental work within one calendar year. This amount varies by plan but typically ranges from $750 to $2,000. Unused benefits don’t usually roll over to the next year, so if you haven’t reached your maximum, now is the time to do so.
The deductible is the amount you pay out-of-pocket before your dental insurance covers any expenses. If you’ve already met your deductible for the year, it’s more cost-effective to get any additional dental work done now rather than waiting until next year when you’ll have to meet the deductible again.
How To Maximize Your Dental Benefits in Matthews, NC
Not sure how to maximize your dental benefits? Here are a few tips:
1. Schedule a Dental Check-up
If you haven’t had two cleanings this year, book one now. Regular cleanings are vital for maintaining oral health and are usually covered by dental insurance.
2. Complete Pending Treatments
Have you been putting off a recommended filling, crown, or other dental work? Now is the time to get these procedures done. Not only will this improve your dental health, but you’ll also use your benefits before they expire.
3. Consider Pre-emptive Dental Treatments
Preventive dental care is key to excellent oral health and overall well-being. Thankfully, most dental plans fully cover preventive services like dental cleanings, check-ups, and x-rays. These services are not only beneficial for maintaining your oral health but also for utilizing your benefits.
If your Matthews dentist has mentioned the beginning stages of dental issues, consider addressing them now rather than waiting until next year. This proactive approach can prevent more significant problems and expenses down the line.
4. Buy a Custom Mouthguard if Covered
If you play sports or grind your teeth at night, ask your dentist about a custom mouthguard. Some insurance plans cover these, and they can prevent more serious dental injuries.
5. Maximize Your Flexible Spending Account (FSA)
If you have a Flexible Spending Account (FSA), remember that these funds often expire at the end of the year. Use this pre-tax money for eligible dental expenses to get the most out of your dental plan.
6. Don’t Forget About Orthodontics
If your plan includes orthodontic benefits, and you or your family members are considering braces or Invisalign, starting now can be advantageous. Orthodontic benefits often work differently from other dental benefits, so understanding your coverage can save you a significant amount.
7. Consult With Your Matthews Dentists
Our dentists in Matthews are your ally in maximizing your dental benefits and a key resource in reviewing any unused benefits you might have. They can help you understand what treatments are necessary and how to schedule them to make the most of your coverage. They can also pre-authorize dental treatments to ensure they’re covered by your insurance.
Avoid The Rush: Maximize Your Dental Benefits By Scheduling An Appointment With Us Today!
Fine Art Dentistry’s appointment slots can fill up fast during the holiday season, as many people are looking to make the most of their benefits. Fortunately, we still have limited appointment slots to meet your dental needs.