Just as you may know already, dental benefits may actually be confusing. No doubt many people do not realize that annual benefits do not roll over to the next year. What this means for you is that, if you do not use your dental benefits before December 31, you will lose them.
Instead of letting your dental benefits fall by the wayside, you could maximize them by leveraging on one or more preventative services that keep your teeth and gums healthy.
Depending on the extent of your dental benefits coverage, you could also take advantage of one more restorative care service. By making use of your dental benefits, you are not just enjoying preventative oral care; you could also be close to getting the radiant smile you have always wanted.
Remember, you’ve paid for these benefits. Not using them is no different from giving back your company a large part of your paycheck.
Overview of Dental Benefits
Dental benefits are a part of a health insurance policy that provides you with coverage that helps you secure a healthy mouth. These coverages are aimed to help you save money in case you develop any oral issue or are in need of restorative care, such as dental cosmetic surgery.
These coverages can either run on a fiscal year or a traditional calendar year. But in most cases, they run on a traditional calendar year. A dental benefit running on a fiscal plan will renew on the date you enrolled in it.
Benefits that run on a traditional calendar year renew each year. That is, they expire at the end of each year and renew by the beginning of the following new year.
Since most benefits run on a traditional calendar year, now is the best time to consider scheduling an appointment with your dentist so that you don’t let your dental benefits lapse.
Top Reasons to Use Your Dental Benefits Before the End of the Year
Making the best use of your dental benefits at the busy end of the year can actually be very challenging. But despite that, you will benefit more from using your benefits than letting them go to waste. Here are the top reasons and best ways to make the best use of your dental benefits before the end of the year.
Annual Benefits Don’t Roll Over
The most important thing to know about dental benefits is that they don’t roll over to the next year. But you do not have to wait till January before you start planning on getting a healthy smile.
Understandably, you may have limited time. But, you can begin by scheduling an appointment for preventative services. You can also plan accordingly with your dentist if you need more dental services. Feel free to discuss a treatment plan based on your coverage options and your dental goals.
You’re Getting What You Paid For
Every year, millions of dollars get wasted by just not making use of dental benefits. Even if you don’t feel like it, or you feel there’s clear evidence that you don’t need major dental treatment, you should still have your regular cleanings, exams, and x-rays since most plans cover preventative care.
Use Your Dental Benefits for Preventative Services
Even if you go for your checkups, continue to keep up with your dental cleanings and exams no matter what. Although the regular cost of preventative services may be small, you should never underestimate its value. Preventative services can actually help you detect a dental health issue before it becomes a serious one.
Maximize That Restorative Care You’ve Always Wanted
You can even work with your dentist to arrange a financial plan specific to your dental treatment choice based on your dental coverages.
Delaying Dental Care Could Actually Be Worse
Sometimes, the need for dental care may not be so obvious. Usually, it takes some level of discipline or an informed mind to take dental care seriously. Occasionally, we even wait for dental problems to become obvious or to have even resulted in a serious concern before we take dental care seriously.
As a matter of fact, most serious dental problems, including dental caries, are largely preventable. Yet, they present the biggest threat to oral health. You can easily take advantage of your dental benefits so you can leverage preventative services at little or no cost. Most dental benefit plans have coverages for preventative services.
Dental benefits do not have to go to waste. But, end-of-the-year appointments fill up quickly, so feel free to contact us to make the best use of your dental benefits in Matthews, NC. We will be glad to receive you!